The FEHB, or Federal Employees Health Benefits Program, is the largest employer-sponsored health insurance program in the world. It provides health insurance coverage to over 9 million federal employees, retirees, and their families. The FEHB program is administered by the Office of Personnel Management (OPM).
In recent years, the FEHB program has faced increasing financial challenges. The cost of health care has been rising steadily, and the FEHB program has not been able to keep up. As a result, the FEHB program has been forced to raise premiums and reduce benefits.